3D-SECURE Secure payment
Earning your trust is a major issue for Ma Louloute.
To manage the security of your online payments, we have therefore chosen to integrate the latest technologies on the market, and specifically 3D-Secure, in partnership with our bank, Banque Populaire de l’Ouest.
What is it?
3D-SECURE is a program created by the international Visa (Verified By Visa) and Mastercard (Mastercard Secure Code) card issuers in order to strengthen the security of credit card payments on the Internet.
Its objective is to reduce the risk of fraud (in particular, for identity theft and unpaid debts resulting from challenged payment requests) and to offer online buyers a reassuring and secure payment process. It is based on the addition of a further authentication step when making an online purchase.
How does it work?
When paying for an order on a website that integrates 3D-SECURE, the customer enters their usual banking information (card number, expiry date and visual cryptogram). If they are registered with 3D-SECURE, they will be returned to their bank’s login page. After validating their authentication and receiving their bank’s approval, the latter transfers a payment agreement to the merchant. The 3D-SECURE proof of payment is then archived.
The 3D-Secure solution uses powerful data encryption protocols that guarantee the confidentiality of your financial data and are subject to the safety certificates required by the international Visa, MasterCard and American Express financial institutions.
This is the solution chosen by the top e-commerce websites: Eurotunnel, Kookaï, Samsung, Celio, Bata, Hom, Aigle, Les Galeries Lafayette, les 3 Suisses, Damart and many more.